Why Working with a Local San Diego Mortgage Lender Beats Going to a Big Bank
Quick Answer: Local mortgage lenders in San Diego offer faster communication, deeper knowledge of the local market, and more flexibility with complex financial situations than large national banks. They’re often able to access a wider range of loan programs and work harder to find solutions when conventional options fall short. When it’s time to get […]
What Is a DSCR Loan and Is It Right for Your San Diego Investment Property?
Quick Answer: A DSCR loan (Debt Service Coverage Ratio loan) is a type of investment property mortgage that qualifies you based on the rental income of the property not your personal income. No tax returns, no W-2s, no pay stubs required. If the property’s rent covers the mortgage payment, you may qualify. It’s one of […]