What Is a DSCR Loan and Is It Right for Your San Diego Investment Property?

Real estate investor using DSCR loan for property financing

Quick Answer: A DSCR loan (Debt Service Coverage Ratio loan) is a type of investment property mortgage that qualifies you based on the rental income of the property not your personal income. No tax returns, no W-2s, no pay stubs required. If the property’s rent covers the mortgage payment, you may qualify. It’s one of […]